Disability- What you don’t know WILL hurt you!
We all accept the necessity of insuring all the things our paychecks can provide; our house, our car, our lives, etc. But when it comes to insuring our paychecks, we pay little attention to what is arguably the most important insurance policy you can have. Did you know you are three times more likely to become disabled during your working years than to die?
In fact, one or two key words in a disability contract can make the difference between rock-solid paycheck protection and a policy that isn’t worth the paper it’s written on. 98% of Americans understand their disability coverage only after they need it and at that point, it’s simply too late.
For example, if you have a cycling accident that results in a brain injury and you no longer can perform the duties of your profession, the right contract can ensure that what you’ve invested in your training, education and experience will be protected. No one wants to be forced into a job that’s far different from their chosen career. The vast majority of workers are forced into poverty, forced to move and forced into dissatisfactory jobs because they aren’t properly insured. Disability is a leading cause of bankruptcy.
For more information – and a free consultation – please contact us via email at
[email protected] or call us at 310-427-5437.